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Regular Payments Tool
 
"Invest Early and Regularly"

The importance of investing via regular payments:
  • Help minimize the effects of market fluctuations (bull and bear markets).
  • Ideal strategy for guaranteeing satisfactory long-term returns in high risk asset classes.
  • Recommended for clients wanting to cover future personal or family needs.
  • Recommended for anyone who does not have major capital for investment.
See how you can 'generate' the capital you want for the future using regular payments.  Use the application below to calculate:
  1. Your monthly savings amount, having specified a desired rate of return and time horizon.
  2. The time horizon required to achieve your objective, based on monthly savings and the indicative rate of return you have specified.
  3. The final value of your investment  based on the monthly savings, the indicative rate of return and the time horizon you have specified.

More information about regular payments

Example 1:

 Take 2 investors with similar investment profiles.

  • Investor A starts investing at 25 and saves €2,000 per year for 10 years (€ 2,000 x 10 years = € 20,000 total investment). For the next 30 years until his 65th year of age, he does not make any more regular payments .
  • Investor B starts at  35 and saves €2,000 per year for the next 30 years (€ 2,000 x 30 years = € 60,000 total investment).
Suppose that both investments have an annual return 7%.


Example 2: 

Once again, take 2 investors with similar investment profiles.
  • Investor A chose to invest the Greek Exchange by making monthly payments of  €300 (€300 x 84 months = €25,200) starting from 31.8.1999.
  • Investor  B invests €25,200 on 31.8.1999 on the Greek Exchange (when the index was at 5,205 points).
Suppose that the investment of both investors was made in a mutual fund tracking the General Index (an index fund) and that their investment horizon was 7 years. On 31.8.2006 they redeem their investments ( when the index was 3,868 points).



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UCITS DO NOT HAVE A GUARANTEED RETURN AND PREVIOUS PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS.
WHERE THERE ARE DISCREPANCIES BETWEEN THE GREEK AND ENGLISH TEXT THE GREEK TEXT SHALL TAKE PRECEDENCE